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Calculate fixed deposit maturity amount and interest earned — plan your savings with confidence.
Fixed deposits typically compound quarterly. The maturity value depends on the deposit amount, rate, and tenure.
Calculate quarterly compounding factor
r/n = 7% ÷ 4 = 1.75% per quarter
= 0.0175
Calculate total compounding periods
n×t = 4 × 3 = 12 quarters
= 12
Apply FD formula
M = 1,00,000 × (1 + 0.0175)^12
= ₹0
Enter the amount you want to deposit.
Input the FD interest rate offered by your bank.
Set the tenure in years (typically 1-10 years).
View the interest earned and total maturity amount.
₹1,00,000 at 7% for 3 years, compounded quarterly
₹5,00,000 at 7.5% for 5 years